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If you’re like millions of Americans right now, you’re struggling to keep up with your finances. You’re experiencing anxiety and stress about your future. You want to keep your home but you can’t make mortgage payments and are worried you’ll end up on the street. You just want to dig your head under the sand and hope everything gets better on its own. The bank calls you, you see their phone number on your caller id, and you dread what they might say. You ignore their calls.

That’s the worst thing you can do right now.

Do not avoid your lender. Let your bank know what’s going on and don’t miss payments without letting them know. I know you may be feeling overwhelmed, stressed out, and depressed, but there is a way out of this.


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Photo by Polina Zimmerman

When most people think about pain, they think of pain as something that’s “natural.” We think of pain as something that happens exclusively inside our bodies. Although pain is a biological mechanism, produced internally by our brains, it’s not outside of influence from the outside world. How you get along with members of your family, how well you communicate with your parents, their parenting style, and your perceived attachment to them can all affect your experiences with pain. When it comes to understanding chronic pain, families matter.

Chronic pain affects families of all socioeconomic backgrounds and races. An estimated 50 million American adults — over 20% — suffer from some kind of chronic pain. Over 28 million — about 56% of these — are women. Further, people from lower and middle-income backgrounds, and lower levels of education, are more likely to suffer from chronic pain. Women are also more likely to suffer from chronic pain for a longer period of time and experience pain more intensely than men. Therefore, parents who suffer from chronic pain are most likely to be less educated mothers from less privileged economic backgrounds. …


The ways in which you can make a positive impact during this crisis and come out of this whole thing having made a difference

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Image by mohamed Hassan

Are you feeling anxious about being stuck at home? Do you want to distract yourself from all of the negative headlines and occupy yourself with something more hopeful? Are you looking for some way to help during this pandemic? Below are just a few of the ways you can help others through this coronavirus crisis while also keeping yourself safe from infection.

“Great occasions do not make heroes or cowards; they simply unveil them to our eyes. Silently and imperceptibly, as we wake or sleep, we grow strong or weak; and at last some crisis shows what we have become.” …


This is a “live” article updated weekly to reflect fast-changing numbers — last update: April 8th, 2020.

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Image by Elliot Alderson

Who is this virus affecting and how is it spreading?

The virus is affecting people of all ages but is most negatively impacting older men. Although older people are experiencing more negative consequences in the form of higher rates of hospitalizations and death, young people are not immune, contrary to what some public figures have said. Young people are seeing high rates of hospitalizations (close to 10%).

The virus, a “coronavirus” known as Sars-cov-2, produces a disease known as COVID-19. Not all people who get the virus will develop COVID-19. Those who do, however, will develop severe acute respiratory syndrome (SARS) which can be life-threatening — along with other symptoms.

The virus can survive for long periods of time on surfaces depending on the type surface — some estimate that it can survive as long as 72 hours on stainless steel. The virus has also been found in infected people’s feces. This is why it’s important for people to wash their hands often (especially after using the restroom) and use a hand sanitizer which contains at least 60% alcohol. The virus is also spreading through the air. Although the virus isn’t technically “airborne” — research suggests that aerosolized virus particles are rare in real-world conditions, it can be caught by someone who is in close proximity to someone who has the virus that has sneezed or coughed. Further, the virus can be spread by people who show no symptoms.


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This image was originally posted to Flickr by Abee5 at https://flickr.com/photos/45256566@N04/8314929977.

If you’re like me, you’ve found yourself with a lot of extra time and may be wondering what to do with it. Reading is a great way to pass the time as it has been found to improve your ability to think, reduce stress, and even helps stave off Alzheimer's disease.

It can be easy to be absorbed into the headlines and fall into a rabbit hole of scary information. Alternatively, use that free time to improve yourself and pick up a book. But, if you’re not in the habit of reading, or if you haven’t read a book in a really long time, it may be difficult to start. …


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Image by StockSnap

Not everyone feels pain in the same way. Some people have higher pain tolerances. Others will catastrophize minor pain and make themselves feel it more intensely. In fact, your attitude towards pain may even impact your biology and its ability to relieve pain. But, you don’t need to be a victim of this way of thinking.

Normally, you feel pain when a part of your body is damaged in some way. The damaged parts of your body pass on information about this damage via nerve cells to your spinal cord. The spinal cord then passes this information on to your brain which then produces feelings of pain in order to let you know that you should protect that part of your body. …


This Article Contains Spoilers

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photo by BROTE STUDIO

After being kicked around by youth, losing his job, losing his healthcare and access to the medication that helped treat his mental illness, and now, being bullied by three wealthy suit-wearing men on the subway, Arthur Fleck snapped. Fleck, wearing full clown-make up, pulled out his gun, pointed it at the three men attacking him, and shot them. One of the three, having had survived his bullets, tried to run away; Fleck chased him down and shot him in cold blood on the subway stairs. The newspapers reported these deaths as the acts of a man angry and jealous of their wealthy status. Gotham’s wealthy elite lambasted the clown as a madman. Much of the city, however, glorified the murderous clown and championed him as a “man of the people.” …


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Photo by Nick Solari

In 2016, while running for the Democratic Party nomination for president, Bernie Sanders was known for two things — messy white hair and “radical” progressive policies. He was criticized for being non-pragmatic and his ideas unachievable. Today, just three years later, some of his proposals have become part of the official platform of the Democratic Party. (Which they label the “most progressive” in party history). He doesn’t seem so radical now.

He argued then, and now, that a college education was crucial to success in today’s knowledge-based economy and that, for this reason, it should be accessible to all US citizens regardless of income. That is, his “College for All” proposal promises to make all public colleges, universities, apprenticeship programs, and trade schools “free for all” regardless of race, disability or immigration status. …


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Photo by Gage Skidmore

The economic war that Trump has recently decided to escalate will be a net negative for all involved. The outcome will be that many, including you reading this article, will have to pay more for certain products and services. Products that require steel (cars, building equipment, watches, etc), food items (rice, livestock, vegetables, etc), and many other things like flashlights, blades, alarm clocks, toasters will become more expensive. And now that China has retaliated with their own set of tariffs, certain US businesses, like Soy farmers who sell billions to China, are in danger of falling off a cliff.

For those of us with decent jobs and some level of economic security, this is fine. As for the 43 million living in poverty, the nearly 100 million with $1000 or less in their savings, and the nearly 80 percent of workers who say they’re living paycheck to paycheck? Not so much. As usual, the poor will pay most dearly for the decisions made by politicians safely distanced from the frontlines. …


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Few things are inherently a problem. Problems can only be observed within the context of values, expectations, and goals. That is, something is a problem because we identify it as one. Does something help you achieve your goal or does it prevent you from reaching it? If it’s the latter, then it’s a problem. But, without a goal in mind, without a path and a finish line, there are no obstacles to be overcome, only scenery we walk past.

In order to better explain, let me borrow your imagination for just a minute. Imagine you’ve been working in an office for over two years. You like your job, you get along with most people, you like the pay. At the company parties, you always have a blast, and so does everyone else. Sometimes your boss treats you and all your co-workers to dinner at the local Indian restaurant. They award you with generous benefits, including three weeks of paid vacation which you’ve used to travel around the world (wherever you’d like to imagine yourself). You’re happy there. …

About

Chris Soria

Sociology and Demography guy with hobbies in the finance world. Fatherhood and family structure research.

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